If you want to make financial changes in 2013, start formulating your plans now. Sages tell us that if we want more money, we should even write down the actual amount we want and believe we can generate. This is not about wishing to win the lottery (though, that can happen!), it's about working out how to make the money you need to live the life you have always wanted. Find out if this is your year to find love – click here.Click here for your Daily Stars.